Contractual terms


These terms and conditions apply when the customer orders products from the online store at By placing an order, you accept the general terms and conditions. These terms and conditions are without prejudice to the rights of consumers under Finnish law (Consumer Protection Act).

Ninja has the right to suspend the online store if necessary, for example for maintenance.

Ninja reserves the right, for justified reasons, to modify these terms and conditions by giving notice by e-mail, in writing or via the online shop. Orders are subject to the terms and conditions in force at the time of ordering, which the customer must accept before proceeding with the order.

All texts and images on this website are the property of Ninja. Unauthorised use or reproduction of copyrighted images and text is prohibited.


Ninja / No8nik Oy
Eteläkatu 14
13100 Hämeenlinna


Product prices are in euros (EUR) and include VAT at the current rate of 24%. Prices do not include handling and shipping costs. The prices we quote at the time of order are valid throughout the customer's purchase process.

Ninja reserves the right to cancel an order in the event of a clear price error. A clear price error in the online shop means that the price of a product clearly and significantly differs from the correct price of the product (for example, if the product has a price of 0.00 euros or no price at all). In such a case, the incorrect price is so clearly different from the correct price that the consumer is deemed to understand that the price information is incorrect.

If there is a promotion running in the online shop or if the customer has a promotional code entitling him to a specific benefit in the online shop, the customer cannot use more than one benefit at a time. A customer cannot use a one-off benefit twice. Promotions are valid for a limited period and cannot be combined. Promotional benefits will not be granted retroactively. Promotional benefits are personal and can only be used once, if the customer uses the benefit more than once (e.g. by using multiple emails) Ninja has the right to charge the customer for any misused discount or cancel the order. If the benefit is granted retrospectively, the refund costs (0,35€-0,95€) will be deducted from the benefit.

Binding nature of the contract

The contract is binding on the parties when Ninja has sent a separate order confirmation to the e-mail address provided by the customer (Order Confirmation). The Confirmation will be issued as soon as Ninja has received the order and payment has been successfully made. An order placed on a Friday, a public holiday or a public holiday will be confirmed no later than 18:00 on the following working day. An order can only be confirmed if Ninja can verify the customer's address.

Ninja reserves the right to refuse an order in individual cases. Ninja does not guarantee the availability of the products in the online shop in all circumstances. All purchases made with a customer ID are considered to be purchases made by the customer. It is therefore important that the customer keeps the customer IDs carefully so that they are not disclosed to third parties.


Delivery time and notification of delivery

We always aim to dispatch orders by the next working day at the latest. The delivery time for products in stock is usually around 2-10 working days, depending on the delivery method. For orders placed after 14:00, the delivery time is calculated from the next working day. The delivery time is an estimate. In the event of a significant delay in delivery, the customer has the right to cancel the transaction. Ninja is not liable for any damage caused by exceeding the estimated delivery time. Delivery times may be slightly longer during public holidays (e.g. Christmas period).

Ninja will receive and deliver orders in the order in which they are received by Ninja.

The customer indicates at the time of ordering whether he/she wishes to collect the package from Ninja's shop, or have it delivered to a post office/parcel machine or by post to the address he/she has provided. The customer is responsible for the accuracy of the address and contact details provided. Ninja will deliver the consignment preferably by the cheapest possible delivery method, and reserves the right to change the delivery method. Orders over €40 will not be delivered by post.

When the order is ready for collection, a notification will be sent to the customer. This notification will be sent to the e-mail address provided by the customer at the time of ordering. If you have indicated that you wish to collect the order from the Ninja store, the order must be collected in person or by proxy. The order number and a valid form of identification must accompany the order. The order must be picked up within 7 days of the notification of arrival.

When picking up the order from a Post Office or Matkahuolto branch, a valid identity document and the arrival notification or the parcel's dispatch number must be present. The order must be collected within 7 days of the arrival notification.

Delivery method and delivery charges

If you live in Finland, you can choose between the following delivery methods:

  • Ninja stores
  • Ninja stores in Ninja's Ninja stores: a Post Office, Matkahuolto or Postnord branch
  • Post Office, Matkahuolto or Postnord parcel terminal

You can choose to have your order delivered to the Post Office at the address you have specified. Ninja reserves the right to change the delivery method. Please check all current delivery methods and prices on our website under Delivery Methods.

NOTE! The maximum height of a letter or small parcel is 30mm, all items above this height will be delivered as a parcel to the nearest Post Office. Additional costs for parcel delivery may be charged to the customer. 

Products are delivered as a single consignment.

Ninja cannot guarantee the availability of products in all circumstances. If, exceptionally, a product you have ordered is not available, Ninja will inform the customer and will deliver only those products that are available. Ninja will reimburse the customer for any paid products not delivered.

Ninja will not send any subsequent deliveries.

Orders outside Finland

For the time being, orders will only be delivered to addresses within the EU.


In the online shop, you can pay using several payment service providers:

  • Klarna
    • Pay later
    • Split payments
  • ShopifyPayments 
    • Credit cards: Visa, MasterCard, American Express, Eurocard, China UnionPay
    • Mobile: Apple Pay, Google Pay.
  • Paytrail
    • Online banks:Osuuspankki, Nordea, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Bank, Aktia, Handelsbanken, Ålandsbank, S-Pankki.
    • Mobile payment: MobilePay, Pivo, Transfer
    • Invoice: OP Invoice, Walley, Flexibility
  • Gift Card


    Buy now - pay later!

    These terms and conditions apply between you and this shop from which you purchase goods, tickets or services when you choose Pay later. 

    When you choose Pay Later, we offer you the option to pay on the due date, which is 30 days from the date the goods or tickets are sent or the date the services or digital content are available to you. We will transfer our claim to Klarna Bank AB ("Klarna"). Klarna will send you payment instructions by email to pay for your purchase directly to Klarna. If you prefer to receive payment instructions by post, please contact Klarna's customer service after you have made your purchase. For contact details and other information about Klarna, please visit


    We will charge you a billing fee of €0. If the claim is not paid, Klarna will send a reminder, for which Klarna will charge a reminder fee of € 5.00. If, despite payment reminders, the claim remains unpaid, Klarna may transfer the claim to a collection agency for collection, which may incur collection costs.

    Credit check and processing of personal data by Klarna

    If you choose Pay later as your payment method, Klarna will assess your creditworthiness. 

    Klarna processes your personal data in order to fulfil its obligations both for the purposes of this Agreement and for the other purposes set out in our Privacy Policy. The Privacy Policy is available here and on our website, and by using Klarna's services you confirm that you have read the Privacy Policy. We process your personal data for purposes such as identifying and analysing your customer relationship, conducting credit assessments, marketing and developing our business. We may also transfer your data to selected parties (such as credit reference agencies) who may be located outside the EU/EEA. Our Privacy Notice provides more information about data sharing, your rights to your data, how to contact us with any questions you may have or to lodge a complaint with the authorities.

    Assignment or transfer

    You may not assign or transfer your rights or obligations under these Terms to anyone else. We may assign or transfer these Terms or any right or obligation under these Terms to a third party at any time provided that the Terms are not made less favourable to you as a result.

    For more information, please visit Klarna's website:

    Walley Invoice/Payment

    Flexibility and choice - pay in one lump sum or in instalments, at the pace of your choice

    Invoice and overdraft give you more time to pay for your online purchases. They allow you to wait for your order to arrive before you pay for it. You can pay all at once with an invoice or in smaller instalments with an overdraft, allowing you to pay the amount that suits you best each month, spread over a period of up to 36 months.

    Free payment time with a bill - secure and easy to use

    With an invoice, you always get 45 days interest-free payment time for your online purchases. The long payment period allows you to check your purchase and, if necessary, return it before the invoice is due.

    To take advantage of the payment period, you need a positive credit decision, which is easy to apply for at the time of purchase. You can apply for it if you are at least 18 years old, have a Finnish personal identity number and a permanent, official home address in Finland. Your credit history will also be checked in Bisnode Finland Oy's register.

    The payment method can be used for purchases up to €5 000.

    Once you have received a positive credit decision and confirmed the purchase, you will receive an invoice for your purchase by email. If you wish to pay your invoice in smaller instalments and with a payment period that suits you better (1-36 months), you must enter into a revolving credit agreement with Collector Bank AB by logging in to My Website at Upon signing the credit agreement, you will be granted a credit limit which will be available for subsequent purchases in accordance with the credit terms and conditions.

    Once you have a valid credit agreement, you will only have to pay the minimum amount indicated on the invoice you receive by the due date, but you may choose to pay a higher amount if you wish. You will then receive a monthly statement by e-mail until the credit is paid in full. If you wish, you can always repay your credit in instalments above the minimum amount indicated on your statement.

    Cost of credit and example of credit: online shop applies promotional conditions, with an interest rate of 19.2% per annum expressed in nominal terms and a monthly fee of €2.95 per month (€3.80 on the first invoice). If the credit limit granted is €1 000 and it is used in full for purchases made in the online shop and the credit is repaid within 36 months, the annual percentage rate of charge is 28.6%, the total cost of the credit is €403, the total amount to be paid is €1 403 and the number of instalments is 36, subject to the applicable promotional conditions. Late payments will be subject to the legal reminder and collection charges and interest for the period of delay.

    Credit terms and conditions

    The issuer of the invoice and credit is Collector Bank AB, organisation number 556597-0513, registered holder of the Walley trademark.

    Lilla Bommens Torg 11, Box 11914, SE-404 39. Further information

    For full terms and conditions and information on the Walley Invoice and Account Credit, please click on the following links:

    Detailed service description:

    General terms and conditions for invoices and overdrafts:

    Standard European Consumer Credit Conditions:

    Please check all valid payment methods on our website under Payment methods.

    Exchanges and refunds

    Products ordered have a 14-day return policy from the date of receipt. The products must be unused and in good condition. The customer is responsible for the depreciation of the product if it is returned in a condition other than the original condition. Hygiene products (e.g. earrings in sealed packages, piercing jewellery) are not returnable (Consumer Protection Act 6:16§ 3 and 4).

    In order to benefit from the free return, the customer must contact Ninja's customer service before returning the products and use the return code provided by Ninja. The return can also be brought free of charge to Ninja's premises.

    If the value of the shopping basket is 0€ (zero euros) before delivery costs, the customer cannot take advantage of the free return right offered by Ninja and is responsible for the return costs according to the return method used.

    NOTE! Additional delivery charges will not be refunded upon return. If any discounts or promotional conditions in the order are not met after the return, the difference will be charged upon return.For example, if the original order has exceeded the free delivery limit, but after the return the value of the order is below the limit, the delivery costs of the chosen delivery method will be charged according to the price list in force at the time.) Otherwise, returned shipments may be charged the actual shipping costs. The reshipment will be invoiced at the shipping cost according to the current price list. One return per order is free of charge, after which the cost of the return will be charged in accordance with the price list in force.

    Uncollected delivery

    An uncollected shipment is not considered a return under the KSL. The actual delivery and return costs for an uncollected shipment will be charged in accordance with the price list in force from time to time. For orders collected from our stores, a delivery charge of 3,90€ will be charged if the order is not collected.

    Product advertisements

    Ninja is responsible for ensuring that each shipment is carefully checked before it is sent to the customer. If, despite this, the product is defective or incorrect, the defect must be reported immediately to Ninja's customer service. If you wish to cancel the transaction, payment will be refunded within 30 days of Ninja's receipt of the faulty product.

    Consumer Protection

    Ninja complies with the Consumer Protection Act and the guidelines and recommendations of the Finnish Competition and Consumer Authority in all its activities.

    Dispute resolution

    If a dispute over a commercial contract cannot be resolved by negotiation between the parties, the consumer may refer the matter to the Consumer Disputes Board ( Before taking the matter to the Consumer Disputes Board, the consumer should contact the Consumer Advisory Service of the Registrar's Office ( Disputes can also be resolved in the EU ODR forum: (

    Force majeure

    Ninja shall not be liable for any delay or damage caused by an obstacle beyond its control which it could not reasonably have foreseen or the consequences of which it cannot avoid. Force majeure includes industrial action, staff sickness, import and export bans, transport disruptions and pandemics. If the force majeure continues for more than three months, both Ninja and the customer have the right to cancel the orders without any compensation or penalty for delay.

    Data protection and security

    Payment in the online shop is made using Paytrail, Stripe or Klarna payment services. 

    Privacy policy

    Ninja is responsible for the personal data that the customer provides to Ninja or that Ninja obtains in connection with the customer's order. Ninja will ensure the proper processing and storage of customer data. The data is used for the conclusion and execution of the supply contract, for targeted marketing activities organised by Ninja, for the collection of payments and for other situations related to the management of the customer relationship. The information contained in Ninja's customer register will not be disclosed to third parties, except for activities related to the technical management of the online store (e.g. management of the server or the e-commerce platform). The customer can check the customer data held by Ninja by contacting the customer service department at the following address

    For more information on the collection and storage of customer data by Ninja, please consult Privacy Policy.


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    Age limit

    In order to shop online, you must be at least 18 years old.